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Best High-Yield Savings Accounts
No-fee accounts paying 3.8%–4.5% APY — compared by rate, minimums, and ease of use.
| Account | APY | Min. Balance | Monthly Fee | |
|---|---|---|---|---|
SoFi High-Yield Savings Best OverallSoFi Bank | 4.50% | $0 | $0 | View on SoFi |
Ally Online Savings Ally Bank | 4.20% | $0 | $0 | View on Ally |
Marcus Online Savings Goldman Sachs Bank USA | 4.10% | $0 | $0 | View on Marcus |
Discover Online Savings Discover Bank | 3.90% | $0 | $0 | View on Discover |
American Express High Yield Savings American Express National Bank | 3.80% | $0 | $0 | View on AmEx |
Ally Online Savings
Ally Bank
4.20%
APY
No min. balance · No monthly fee
View on AllyMarcus Online Savings
Goldman Sachs Bank USA
4.10%
APY
No min. balance · No monthly fee
View on MarcusFinanceWonk may earn a commission when you open an account through links on this page, at no cost to you. Rates as of June 2026 and subject to change. See full methodology →
The Daily 5‑Stat
Monday, April 6, 2026
01+60%
Brent Crude Gained More Than 60% in March — the Biggest Monthly Gain for the Benchmark Since Records Began in the 1980s02$1.8T
The Private Credit Market Just Hit $1.8 Trillion — Bigger Than the Entire U.S. High-Yield Bond Market — and Jamie Dimon Said Today It's Not a Systemic Risk. Yet.03200
200 Specialized Helium Containers Are Stranded Near the Strait of Hormuz — and Once They Warm Up, the Helium Inside Evaporates for Good046.46%
Mortgage Rates Hit a 7-Month High This Week — Right After Nearly Dipping Below 6% for the First Time Since 2022, Right Before the War Started052.97M
Monthly Job Quits Are at Their Lowest in a Decade Outside of COVID — Down From a Peak of 4.5 Million at the Height of the Great ResignationGet it in your inbox
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